We wish to clarify a common misunderstanding regarding dental insurance: coverage is generally not designed to cover all necessary dental procedures. Most plans include specific limitations, annual maximums, waiting periods, and patient co-payments.
Furthermore, the "Allowed Fees" determined by insurance carriers often differ significantly from our standard office fees. Our fee schedule is established based on our operational costs, commitment to utilizing high-quality dental materials and laboratories, and investment in advanced dental technology, all of which contribute to providing the highest standard of care at our office.
Our treatment planning process is exclusively guided by the objective of achieving your optimal dental health, determining what is clinically necessary, and delivering the highest quality dental work. Treatment recommendations are made independent of insurance coverage maximums, approvals, or denials. We advise against relying solely on the dental insurance provider to prioritize the best long-term outcome for your oral health.
It is important to understand that the dental insurance policy is a contract solely between the patient (the policyholder) and the insurance company. Consequently, the policyholder retains ultimate financial responsibility for all services rendered by our office.
Should you have questions regarding your coverage, we strongly encourage you to first review the details of your insurance contract. When calling your insurance company, make sure to inquire about Out-of-network benefits. Most policies will offer this benefit, but the best way to find out is to call your insurance carrier directly. We remain available and committed to assisting you with any further inquiries.
We handle the paperwork by submitting all claims on your behalf and will even assist with denials and appeals. While we may not be in-network with every provider, many of our patients successfully utilize their out-of-network benefits in our practice. Our team is here to help you navigate the "confusing world" of insurance so you can focus on what matters most — your smile.
Our mission is to help you maximize your coverage while providing the highest standard of care. We provide comprehensive insurance support, including:
We are happy to provide a complimentary benefits check before your appointment so there are no surprises.
